Terms and Conditions

Terms of Service & Risk Disclosure

Effective Date: September 5, 2025

Welcome to MarkovPegy.com (the “Site”). By accessing or using our Site, reports, or services (collectively, the “Services”), you agree to these Terms of Service (“Terms”). If you do not agree, you may not use the Services.

1. Educational Purpose Only

MarkovPegy.com provides algorithmic stock analysis, data, and related reports for educational and informational purposes only.

  • We do not provide personalized financial, investment, legal, or tax advice.

  • Nothing on this Site should be interpreted as a solicitation or recommendation to buy, sell, or hold any security.

2. No Guarantee of Results

All analysis, projections, and reports are based on historical data and algorithmic models.

  • Past performance does not guarantee future results.

  • We make no warranties, express or implied, regarding accuracy, completeness, or reliability of the information.

  • Use of the Services is at your own risk.

3. Investment Risk

Investing in securities involves substantial risk, including potential loss of capital.

  • You acknowledge that you are solely responsible for your investment decisions.

  • MarkovPegy.com, its owners, affiliates, and contributors are not liable for any financial losses or damages resulting from reliance on our Services.

4. User Responsibilities

By using our Services, you agree to:

  • Use the content for personal, non-commercial purposes only.

  • Not redistribute, resell, or copy our reports without prior written consent.

  • Consult a licensed professional for specific financial advice before making investment decisions.

5. Limitation of Liability

To the maximum extent permitted by law:

  • MarkovPegy.com and its affiliates disclaim all liability for any direct, indirect, incidental, or consequential damages arising from your use of the Services.

  • You agree to indemnify and hold harmless MarkovPegy.com, its affiliates, and representatives against any claims related to your use of our content.

6. No Client Relationship

Your use of this Site does not establish any advisory, fiduciary, or professional-client relationship between you and MarkovPegy.com.

7. Intellectual Property

All content, including algorithms, reports, branding, and site materials, are the intellectual property of MarkovPegy.com and may not be used without permission.

8. Modifications

We may update or modify these Terms at any time without prior notice. Continued use of the Services after changes are posted constitutes your acceptance of the revised Terms.

9. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of [Insert State], without regard to conflicts of law principles.

10. Contact

For questions about these Terms, please contact:
MarkovPegy.com
PO Box 777038, Henderson NV support@markovpegy.com

Risk Disclosure Statement

By using this Site, you acknowledge and agree that:

  • The Services are not investment advice.

  • You may lose part or all of your invested capital.

  • The Site and its algorithms cannot account for unpredictable market conditions, economic events, or individual investment objectives.

  • You assume full responsibility for evaluating the suitability of any investment decision you make.